When depositing €1 000 or more and receive an extra 1% interest#152

When choosing to deposit €1 000 or more and receive an extra 1% interest, the form forces me to use all available fund + the additional €1 000.

It would make more sense to choose how much I want to invest from my current funds, then add the remaining additional funds (or more).

Hi Mattias,

Thank you for your feedback!

The 1 % deposit‑bonus rule was designed to reward customers who grow their overall portfolio, rather than simply move money around. That’s why the form asks you to reinvest any available funds before adding the new €1 000 (+).

If we let a customer deposit €1 000 but leave their available funds untouched, they could claim the bonus today and still withdraw that money tomorrow. In that scenario the total invested amount never really increases, which defeats the purpose of the incentive.

Since the deposit‑bonus model doesn’t fit well with our upcoming profit‑share loans, we’re already phasing it out and may replace it with a different incentive in the future.

Appreciate your feedback - it helps us spot friction points and prioritise improvements. Please keep them coming!

/ Christian, Trine

Agree. Didn’t consider how creative people can be when it comes to money! :)